Fraud Risk Management Expert- Ha Noi- TA084

Job Description: 1. Enhance and Optimize the Fraud Risk Management Framework - Provide expert input into the design and refinement of fraud risk policies, procedures, and governance structures. - Benchmark VPBank’s fraud risk framework against international standards and emerging threats. - Advise on integration of fraud controls into operational and digital processes. 2. Lead Complex Fraud Risk Assessments and Scenario Analysis - Conduct deep-dive assessments of high-risk areas, emerging fraud typologies, and systemic vulnerabilities. - Develop fraud risk scenarios and stress tests to evaluate control effectiveness. - Advise business units on mitigation strategies for complex fraud exposures. 3. Coordinate the Implementation of Fraud Risk Management Tools Suitable for Each Member in VPBank Group - Oversee deployment and customization of fraud detection tools across entities. - Ensure tools are calibrated to reflect entity-specific risk profiles and operational realities. - Monitor tool performance and recommend enhancements. 4. Develop and Champion Technology-Driven Fraud Risk Solutions - Lead the design and implementation of advanced analytics, AI models, and real-time monitoring systems for fraud detection. - Collaborate with IT, data science, and digital teams to embed fraud controls into platforms and customer journeys. - Evaluate emerging technologies and recommend adoption strategies. 5. Oversee Fraud Incident Management and Strategic Investigations - Guide the investigation of complex or high-value fraud cases. - Conduct root cause analysis and recommend systemic corrective actions. - Liaise with legal, compliance, and law enforcement on sensitive cases. 6. Drive Fraud Awareness and Risk Culture Across the Group - Design and deliver advanced fraud training programs for high-risk functions and leadership. - Promote a culture of vigilance, accountability, and ethical conduct. - Support internal campaigns and communication strategies. 7. Ensure Regulatory Compliance and Strategic Governance Support - Advise on regulatory developments and ensure fraud risk practices remain compliant. - Prepare strategic fraud risk reports for senior management and governance committees. - Support internal and external audits with expert insights. Job Requirements: 1. Educational Qualifications - Bachelor’s degree or higher in Finance, Banking, Business Administration, Economics, Law, Fintech, or a related discipline. - Preferred: Master’s degree or relevant professional certifications, such as: - Certified Fraud Examiner (CFE) - Certified Risk Management Professional (CRMP) - Certified Internal Auditor (CIA) 2. Relevant Knowledge / Expertise Strong knowledge of: - Fraud risk frameworks, typologies, and mitigation methodologies - Financial crime regulations and compliance standards - Internal control systems and audit methodologies - Data analytics concepts and technologies used in fraud detection Familiarity with: - Banking products and services (especially retail lending portfolios) - Regulatory requirements (e.g., AML, KYC, FATF guidelines) - Investigation procedures and case management systems 3. Skills Analytical & Investigative: Ability to identify patterns, anomalies, and root causes in fraud cases. Technical Proficiency: - Experience using fraud monitoring platforms and data analytics tools - Knowledge of SQL, Python, or similar data interrogation tools is an advantage Communication: - Strong report writing abilities and effective presentation skills - Ability to convey complex insights to non‑technical stakeholders Collaboration: Demonstrated ability to work cross‑functionally with Compliance, Legal, IT, and business units Strategic Thinking: Capability to design, implement, and assess fraud prevention strategies 4. Relevant Experience - Typically 7 years of experience in fraud risk management, internal audit, compliance, or financial crime investigation. - Proven experience in: - Leading and managing fraud investigations - Developing and executing fraud mitigation strategies - Overseeing fraud risk within digital channels and emerging technologies 5. Required Competencies - Integrity & Ethics: Strong commitment to professionalism, confidentiality, and ethical behavior. - Risk Awareness: Ability to anticipate emerging fraud trends and respond proactively. - Decision‑Making: Sound judgment during high‑pressure or high‑risk investigations. - Adaptability: Comfortable navigating dynamic, fast‑paced, and high‑risk environments. - Leadership: Ability to mentor junior staff and influence senior stakeholders effectively. Benefits: - Competitive and performance-based compensation package - Holiday and Lunar New Year bonuses, subject to the Bank’s prevailing policies - Preferential staff loan programs, in accordance with bank policies - Enhanced annual leave entitlement based on job level, plus company-sponsored summer vacation - Full statutory insurance coverage as required by labor law, plus VPBank Care insurance depending on job grade and tenure - Access to comprehensive training programs, aligned with the competency framework for each position - Working schedule: Monday to Friday, and Saturday morning - Dynamic, collaborative, and growth-oriented workplace, with abundant opportunities for learning and career development - Participation in diverse employee engagement activities, including sports tournaments, talent contests, and team-building events